Mortgage & Net Sheet Calculators: Plan Your Move With Real Numbers
When buying or selling a home, the most important question is often the same:
“What do the numbers actually look like?”
That’s why tools like mortgage calculators and net sheet calculators are some of the most searched resources in real estate. They help remove guesswork and allow buyers and sellers to plan with confidence.
To make this easier, I provide both tools for homeowners and buyers across DuPage County and surrounding areas.
Mortgage Calculator: Estimate Your Monthly Payment (PITI)
One of the first steps for buyers is understanding their monthly payment, not just the purchase price.
👉 Use my Mortgage Calculator here:
https://precisionagentapp.com/calc/TVRReE1EZ3pAOTMwNTZAc2hhcmVkQDEuMw==
What Does a Mortgage Calculator Show? (PITI Explained)
A good mortgage calculator estimates your full monthly PITI payment:
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Principal – the portion that pays down your loan
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Interest – the cost of borrowing the money
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Taxes – estimated property taxes
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Insurance – homeowner’s insurance (and PMI if applicable)
Looking at PITI gives buyers a more realistic picture of affordability and long-term comfort.
Net Sheet Calculator: See What You May Walk Away With as a Seller
For sellers, the most common question is:
“How much will I actually net after selling?”
A net sheet calculator estimates your potential proceeds after factoring in:
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Estimated sale price
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Loan payoff (if any)
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Taxes
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Commissions
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Closing costs
👉 Use my Net Sheet Calculator here:
https://precisionagentapp.com/calc/TVRReE1EZ3pAOTMwNTBAc2hhcmVkQDEuMw==
This tool helps sellers set realistic expectations and plan their next move — whether that’s upsizing, downsizing, or relocating.
Why These Tools Matter
Both calculators help you:
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Make informed decisions
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Compare different scenarios
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Avoid surprises
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Plan confidently before making a move
Before browsing homes for sale in DuPage County or preparing to list your home, running the numbers can save time and stress.
You can explore current listings here:
👉 https://joesotodupagerealtor.com/home-search/listings
Mortgage Calculator vs. Pre-Approval
A mortgage calculator is a planning tool.
A lender pre-approval is a formal step that confirms borrowing power.
Once buyers understand their comfort range, I often recommend connecting with a trusted local lender, such as the Graham Midgley Group at Compass Mortgage, to review loan options and next steps.
👉 Learn more about Compass Mortgage here:
https://www.compmort.com/loanofficers/listing/the-graham-midgley-group/
Bottom Line
Whether you’re buying or selling, clarity around the numbers matters. Mortgage and net sheet calculators help turn uncertainty into confidence and allow you to move forward with a clear plan.
For local market insight, buyer and seller tools, and guidance specific to DuPage County, visit:
👉 https://joesotodupagerealtor.com/
